You can apply for a home loan in any season of your life. Lenders will offer home loans tailored to clients in various age groups, including older borrowers. Speak to your GetGo Home Loans Specialist to understand the various banks’ policies and options available to borrowers in your specific age bracket. In most cases, banks have age limits, where full repayment of the home loan is expected. Usually this is by the time the client reaches the age of 65 – 75.